As many, I only work on a FMS hosted environment. And I develop on hosted files (which is great as it allows backups to be handled. It's much more secure than developing standalone where you're at the mercy of a crash).
All is fine and confortable, except when I've to create a new file.
It's super annoying to have to create the file on desktop and then upload it to server.
I just wish I could directly create files on the server.